There is a credit card for everyone out there and also credit cards that are explicitly not for everyone.
An average person only use credit cards for purchases and savings, but the world’s elite acquire some of this exclusive cards that gives them additional benefits such as access to premium concert tickets, airline reward programs and many more.
Also, they provide immediate signal of your status and wealth. Most are available by invitation and only if certain requirements are met. Let’s take a look at the most exclusive credit cards in the world right now
American Express Centurion Card
| Annual fee | Initiation fee | Reported requirements |
| $5,000 | $10,000 | Spend at least $250,000 every year to get an invite to the exclusive club from American Express. |
Dubai First Royale MasterCard
| Annual fee | Initiation fee | Reported requirements |
| Available upon request | Approximately $2,000 | Exclusive royalty or high net-worth United Arab Emirates. |
Visa Infinite Card
| Annual fee | Initiation fee | Reported requirements |
| Varies in different countries | Varies in different countries | Requirements vary in different countries. |
JP Morgan Chase Palladium Card
| Annual fee | Initiation fee | Reported requirements |
| $2, 500 | $5,000 | Have at least $15 million in assets managed by J.P. Morgan Private Bank. |
Black Brazilian MasterCard
| Annual fee | Initiation fee | Reported requirements |
| $350 | Available upon request | Recieve an invitation. |
Stratus Rewards Visa Card
| Annual fee | Initiation fee | Reported requirements |
| $1,500 | Available upon request | Receive a referral from an existing cardmember or Straus Rewards partner company. |
Coutts World Silk Card
| Annual fee | Initiation fee | Reported requirements |
| $500 | Available upon request | Receive invitation Meet Coutts’ requirements for net worth (e.g, bring investable assets totaling more than 1 million pounds or prove that you will imminently come into wealth). |
Merrill Accolades American Express Card
| Annual fee | Initiation fee | Reported requirement |
| $295 | $295 | Receive an invitation Be a client of the Merrill Lynch Wealth Management division |
Citibank Ultima Card
| Annual fee | Initiation fee | Reported requirement |
| $206 | Available upon request | Exclusive to Russia, Germany, the Middle East and some parts of Asia. Get an invitation. |
Barclays Visa Black Card
| Annual fee | Initiation fee | Reported requirement |
| $500 | Available upon request | Get invitation |
Olatorera Consultancy Limited provides business development services to high net-worth individuals and companies looking to grow, enter or do business in Africa.